ECHO Business Tools
Business tools for Indian businesses
Practical calculators for GST, TDS, payroll, finance and day-to-day business decisions.
GST Calculator
Split CGST, SGST or IGST for inclusive and exclusive prices.
TDS Calculator
Estimate TDS by section, residency, PAN and thresholds.
GSTIN Validator
Check GSTIN format, state, PAN and checksum locally.
Loan EMI
Calculate EMI, interest and total repayment.
Financial Ratios
Compare current, quick and debt-to-equity ratios.
Salary Take-Home
Estimate take-home salary after common deductions.
Working Capital
Estimate net working capital and cash gap.
Break-even
Find the revenue and units needed to cover costs.
How this calculator works
Choose a calculator to model a business scenario in seconds. Each tool runs locally in your browser and is designed for planning, not as a substitute for current statutory guidance.
Calculations are illustrative. Verify rates, thresholds and filing requirements with current notifications or a qualified professional.