Does no PAN change the TDS rate?

A higher rate can apply where PAN is not furnished, subject to the applicable law and section.

Is this TDS calculator tax advice?

No. It is an illustrative planning tool; confirm current rates and thresholds before deducting tax.

ECHO Business Tools

TDS Calculator India

Estimate TDS, surcharge, cess and net payable for common Indian Income Tax sections.

TDS inputs

Financial year

Income Tax section

Payee residency

PAN status

Amount

Surcharge

Cess

Estimated deduction

Threshold: ₹30,000.00
Taxable amount: ₹70,000.00
TDS rate: 1%
Base TDS: ₹700.00
Surcharge: ₹0.00
Cess: ₹28.00
Total TDS: ₹728.00
Net payable: ₹99,272.00

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How this calculator works

For Contractor — Section 194C, this tool applies an illustrative 1% rate after the ₹30,000 threshold. Actual deduction depends on the payee, contract, declaration, timing, exemptions and current Income Tax rules.

Selected FY 2025–26. This calculator is informational only and does not replace Form 26Q/24Q validation, a tax professional or current CBDT notifications.